Plain-English guides on Canadian tax, small business, RRSP, and corporate strategies
Contribution limits, tax deductions, tax-free withdrawals, and how to combine the FHSA with the Home Buyers' Plan.
Read → Personal TaxT2125 form, CPP contributions for the self-employed, filing deadlines, and instalment rules.
Read → Personal TaxDeductible expenses, CCA rules, short-term rental restrictions, and co-ownership reporting for landlords.
Read → Tax RatesYMPE, YAMPE, CPP1 and CPP2 rates, and maximum contributions for employees and the self-employed.
Read → BenefitsCWB basic amount, disability supplement, income thresholds, and how automatic advance payments work.
Read → OntarioCorporate tax (T2), HST, CCPC optimization, salary vs dividend, and holding company setup — virtual sessions for Ontario business owners.
Get Started → AlbertaAlberta's 11% CCPC rate is the lowest in Canada. T2 filing, GST, incorporation planning, and holdco structure for Alberta businesses.
Get Started → British ColumbiaBC's separate PST, BCEHT, high personal rates — and a competitive 11% CCPC rate. Virtual tax advisor for BC incorporated businesses.
Get Started → CorporateTax-free intercorporate dividends, creditor protection, LCGE preservation, and how to know if a holdco makes sense for your business.
Read → CorporateThe one-year repayment rule, when a shareholder loan becomes taxable income, prescribed interest rates, and how to avoid costly CRA reassessments.
Read → CorporateEvery corporation must file a T2 — even with zero income. Filing deadlines, late penalties, what schedules are required, and how to pay corporate tax.
Read → CorporateMandatory vs voluntary registration, what counts toward the $30,000 threshold, rates by province, and the Quick Method for small businesses.
Read → Personal TaxDeadlines, free NETFILE software, what T slips you need, and how to get your refund in 2 weeks. Complete guide for employees and self-employed.
Read → BenefitsCCB amounts up to $7,787 per child under 6. Payment dates, how CCB is calculated, eligibility rules, and how to apply for new parents.
Read → Personal TaxCapital gains vs business income, what triggers a taxable event, how to calculate ACB, staking and DeFi, and what records CRA requires.
Read → BenefitsOTB combines three Ontario credits — energy, property tax, and sales tax. How much you get, payment dates, and how to claim it on your return.
Read → RRSP & TFSATFSA limit is $7,000 for 2026. Total cumulative room is $109,000 if you've never contributed. Learn how to check your personal room and avoid penalties.
Read → RRSP & TFSARRSP limit is 18% of 2025 earned income up to $32,490. How to find your exact room, use carry-forward, and maximize your tax deduction.
Read → Work From HomeHow to claim home office expenses in Canada. T2200 rules for employees, self-employed deductions, eligible expenses, and how to calculate your workspace percentage.
Read → Small BusinessA complete guide to every deduction available to Canadian small business owners — home office, vehicle, meals, and more.
Read → Personal TaxComplete 2026 guide to TFSA vs RRSP. Find out which account saves you more tax based on your income and goals.
Read → CorporateStep-by-step guide to federal and provincial incorporation, costs, and whether it makes sense for your business.
Read → CorporateFederal and provincial corporate tax rates for all provinces. CCPC small business deduction rates explained.
Read → CorporateCompare the tax impact of paying yourself a salary versus dividends from your Canadian corporation.
Read → CorporateAll the ways to extract money from your corporation — salary, dividends, loans, and management fees.
Read → CorporateKey strategies every CCPC owner should action before fiscal year-end — bonus timing, CCA, salary vs dividend, and more.
Read → CorporateHow the Small Business Deduction reduces your CCPC's federal tax rate to 9% on the first $500,000 of active income.
Read → Personal TaxHow capital gains tax works in Canada. Inclusion rate, principal residence exemption, crypto, stocks, and how to report on your T1 return.
Read → Personal TaxStep-by-step guide to register for CRA My Account. View RRSP room, TFSA room, NOA, set up direct deposit, and go paperless.
Read → RRSP & TFSARRSP deadline is March 2, 2026. TFSA has no deadline. Exact contribution limits, cutoff dates, and which account saves you more tax.
Read → Tax RatesComplete Canadian tax brackets for 2026. Federal rates plus all 13 provinces and territories. Find your marginal tax rate and how to reduce it.
Read → Tax SlipsT4 is for employees. T4A is for contractors, pensioners, and other income. Plain-English guide to who gets which slip and how to report each one.
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