Get expert Canadian tax advice in a 30-minute session — personal or corporate. Plus a free iOS calculator app for all 10 provinces and 3 territories.
Built for individuals, freelancers, and small business owners navigating the Canadian tax system.
Federal + provincial brackets, BPA credits, CPP/EI — 10 provinces and 3 territories.
Small Business Deduction, CCPC rates, federal + provincial combined rates for all provinces.
Business income, allowable deductions, CPP both sides, net self-employment tax.
Calculate GST/HST by province including Ontario HST and Quebec QST. Forward and reverse modes.
Contribution room, immediate tax refund estimate, and long-term growth projections.
Net rental income, allowable expenses, mortgage interest, insurance, and CCA deductions.
Salary vs. dividend planning, owner-managed strategies, payroll estimates.
CCB, GST/HST credit, OAS, CPP estimates based on your family situation.
CESG grants, contribution room, and projected education savings growth.
Withholding tax, NR4 basics, Canadian rental income for non-residents.
Year-end strategies, income splitting, capital gains timing, and deduction optimization.
2025 tax brackets, historical rates, filing deadlines, and a plain-English tax glossary.
Plain-English Canadian tax guides for individuals, freelancers, and small business owners.
Every deduction available to Canadian small business owners — home office, vehicle, meals, and more.
Key differences between RRSP and TFSA, and which account makes more sense for your income level.
Step-by-step guide to federal and provincial incorporation, costs, and whether it's right for you.
Compare the tax impact of paying yourself a salary versus dividends from your corporation.
Federal and provincial corporate tax rates for all provinces, with CCPC small business deduction explained.
Bonus timing, CCA, salary vs dividend — key strategies to action before your fiscal year-end.
Salary, dividends, loans, and management fees — all the ways to extract money from your corporation.
No signup, no account, no subscription required for core calculators.
Choose from personal, corporate, GST/HST, RRSP, rental, and more from the home screen.
Input your income and province. The app uses 2025 CRA rates automatically.
See a clear breakdown of your federal tax, provincial tax, credits, and net income.
Use the results to make smarter RRSP, salary, and deduction decisions before year-end.
Accurate provincial tax rates, brackets, and credits for every Canadian.
The built-in AI Tax Assistant knows Canadian personal and corporate tax inside out — T1, T2, RRSP, GST/HST, CCA classes, and more. Get clear answers in plain English, not jargon.
Free guides to help you understand Canadian taxes and save money.
Every deduction you can claim to legally reduce your tax bill — home office, vehicle, meals and more.
Complete guide to help Canadians decide which account saves them more tax in 2026.
Step-by-step guide to incorporating your business — costs, benefits, federal vs provincial, and what to do after.
Federal and provincial corporate tax rates, small business deduction, and how to legally reduce your corporate tax bill.
Which is more tax efficient for Canadian business owners? Complete guide to paying yourself from your corporation.
Salary, dividends, or both? A practical guide for Canadian business owners on paying themselves correctly and tax efficiently.
How to qualify for the 9% federal rate on your first $500,000 of business income and save up to $28,000 a year.
To book a live advisor session, purchase through the Smart Canada Tax app — you'll be contacted within 1 business day. Or contact us directly using the form below.
Purchase a session through the Smart Canada Tax app, or use the contact form below.
You'll be contacted within 1 business day to confirm your session time.
Attend your 30-minute Google Meet session with a Canadian tax professional.
Sessions are non-refundable once booked. Reschedule requests must be made at least 24 hours in advance.
Effective date: January 1, 2025
The app does not collect, store, or transmit any personal financial data you enter into the calculators. All calculations are performed locally on your device.
We may collect the following through Apple's standard frameworks:
The AI Tax Assistant sends your typed questions to Groq, Inc. (groq.com) over an encrypted HTTPS connection to generate a response. Groq does not use your data to train its models. Your calculator inputs and financial data are never sent to Groq — only the text you type in the AI chat. See Groq's Privacy Policy for details.
No financial or personal data entered in the app is stored on our servers. Session booking information (if provided) is retained only as long as necessary to deliver the service.
This app is not directed at children under 13. We do not knowingly collect personal information from children under 13.
We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated effective date.
Questions about privacy? Contact us at smartcanadatax@gmail.com or through the App Store listing.
Effective date: January 1, 2025
By downloading or using Smart Canada Tax, you agree to these Terms of Service. If you do not agree, do not use the app.
All content, design, and software in the app are owned by the developer and protected by applicable copyright and intellectual property laws.
To the maximum extent permitted by law, the developer shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of the app or reliance on its outputs.
These terms are governed by the laws of Canada. Any disputes shall be resolved in the applicable Canadian jurisdiction.
We may update these terms at any time. Continued use of the app after changes constitutes acceptance of the updated terms.
Nothing in this app constitutes professional tax, legal, or financial advice. Always consult a qualified Canadian tax professional or CPA before making tax decisions or filing returns.
While we strive to keep tax rates and rules up to date, tax laws change frequently. We make no warranty, express or implied, that the calculations are accurate, complete, or current. Always verify results against the Canada Revenue Agency (CRA) website or a qualified professional.
Use of this app does not guarantee any particular tax result. The developer is not responsible for penalties, interest, or other consequences arising from reliance on app outputs.
For official Canadian tax information, visit the Canada Revenue Agency (CRA).