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Smart Canada Tax
✨ Powered by AI

Your Canadian Tax Questions,
Answered Instantly

The AI Tax Assistant inside Smart Canada Tax knows Canadian personal and corporate tax inside out. Ask anything — get a clear answer in seconds.

See It in Action

Ask in plain English, get plain English answers

No jargon. No generic advice. Answers grounded in Canadian tax law.

AI Tax Assistant
You
Can I deduct my home office expenses as a self-employed person in Canada?
AI Tax Assistant
📋 Personal Tax (T1): Yes — as a self-employed person you can deduct home office expenses on Form T2125. Your workspace must be your principal place of business or used exclusively for meeting clients. You can deduct a proportional share of rent/mortgage interest, utilities, internet, and maintenance based on the percentage of your home used for work. The deduction cannot exceed your net self-employment income for the year (no losses).

💡 Tax Tip: Calculate your workspace percentage by dividing the office square footage by total home square footage — keep a floor plan on file in case CRA asks.
You
What's the small business deduction rate for Ontario corporations in 2025?
AI Tax Assistant
🏢 Corporate Tax (T2): Ontario CCPCs (Canadian-Controlled Private Corporations) pay a combined rate of 12.2% on the first $500,000 of active business income — that's 9% federal (after the Small Business Deduction) plus 3.2% Ontario provincial. Above $500,000 the combined general rate is 26.5% (15% federal + 11.5% Ontario).

💡 Tax Tip: If you have multiple associated corporations, the $500,000 SBD limit is shared among them — plan accordingly.
Knowledge Base

Trained on Canadian tax law

The AI knows both personal (T1) and corporate (T2) tax — and always tells you which one applies to your question.

🧾

Personal Tax (T1)

Federal and provincial brackets, BPA, CPP/EI, RRSP, TFSA, medical credits, capital gains, rental income, T2125 self-employment.

🏢

Corporate Tax (T2)

CCPC rates, Small Business Deduction, salary vs. dividend, RDTOH, GRIP, capital dividend account, CCA classes, Schedule 8.

💰

GST / HST

Registration thresholds, HST by province, ITCs, simplified method, quick method, QST in Quebec.

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Real Estate & Rental

Principal residence exemption, T776, CCA recapture, non-resident withholding, Section 216 elections.

📈

RRSP & Investments

Contribution limits, spousal RRSP, HBP, LLP, TFSA rules, capital gains inclusion, superficial loss.

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Cross-Border Tax

Non-resident rules, NR4, treaty benefits, departure tax, foreign income reporting, FBAR basics.

Example Questions

Things you can ask

The AI handles both simple and complex Canadian tax questions.

What is my RRSP contribution limit for 2025?
How does salary vs dividend work for a CCPC owner?
Do I need to charge HST if I earn over $30,000?
Can I deduct my car as a sole proprietor?
How is CCA calculated in the first year of purchase?
What is the capital gains inclusion rate in Canada?
Can I split income with my spouse?
How does the principal residence exemption work?
What expenses can I deduct from rental income?
What is the Small Business Deduction limit?
How do I report T5013 partnership income?
What is the TFSA contribution room for 2025?
How It Works

Simple to use, powerful answers

No account needed. Just open the app and start asking.

1

Open the App

Tap the AI Tax Assistant tab in Smart Canada Tax.

2

Type Your Question

Ask in plain English — no tax jargon needed.

3

Get Your Answer

Receive a clear, structured answer with a practical tax tip.

4

Need More Help?

Book a live session with a real Canadian tax advisor.

Important to Know

What the AI can and can't do

The AI is a powerful tool for understanding Canadian tax — not a replacement for a professional.

Limitations & Disclaimer

  • The AI provides general tax information, not professional tax advice tailored to your specific situation.
  • It does not file tax returns, prepare T1 or T2 returns, or submit anything to CRA on your behalf.
  • AI can make mistakes. Always verify answers against the CRA website or consult a licensed CPA before making decisions.
  • Your questions are sent to Groq's servers over encrypted HTTPS. Your financial calculator data is never shared with the AI.
  • For complex situations — business sales, estate planning, cross-border issues — book a live advisor session.

Try the AI Tax Assistant Free

Download Smart Canada Tax — no subscription, no account required.

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